:root{--navy:#0B3C5D;--blue:#1E88C7;--sky:#EAF4FA;--ink:#1B2B37;--green:#1F7A3A;--green-d:#176230;--line:#C9DBE8;--muted:#4A5B68;--white:#fff;--focus:#F5A623}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth}
body{margin:0;font-family:Figtree,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:1.0625rem;line-height:1.6;color:var(--ink);background:var(--white);padding-bottom:76px}
@media(min-width:768px){body{padding-bottom:0}}
img{max-width:100%;height:auto;display:block}
.wrap{width:min(1120px,92%);margin-inline:auto}
h1,h2,h3{font-family:Outfit,Figtree,system-ui,sans-serif;color:var(--navy);line-height:1.2;margin:0 0 .6em;font-weight:800}
h1{font-size:clamp(2rem,5.5vw,3.5rem);letter-spacing:-.02em}
h2{font-size:clamp(1.6rem,3.6vw,2.3rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--blue)}
:focus-visible{outline:3px solid var(--focus);outline-offset:3px}
section{padding:clamp(56px,8vw,104px) 0}
.band{background:var(--sky)}
.lead{font-size:1.2rem;color:var(--muted);max-width:44em}
.eyebrow{font-size:.85rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:var(--green);margin:0 0 .5rem}
.section-intro{max-width:44em;margin-bottom:2rem}
.skip-link{position:absolute;left:-9999px;top:0}
.skip-link:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:100}
.btn{display:inline-block;padding:.9rem 1.5rem;border-radius:8px;border:2px solid transparent;font:inherit;font-weight:700;text-decoration:none;cursor:pointer;text-align:center;line-height:1.2}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:var(--green-d);color:#fff}
.btn-outline{background:#fff;border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--sky);color:var(--navy)}
.btn-small{padding:.55rem 1rem;font-size:.95rem}
.btn-group{display:flex;flex-wrap:wrap;gap:.75rem}
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.bar{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:.6rem 1rem;padding:.8rem 0}
.brand{display:flex;align-items:center;gap:.6rem;color:var(--navy);font-weight:800;text-decoration:none}
.logo-ph{font-size:.7rem;font-weight:700;border:2px dashed var(--blue);border-radius:4px;padding:.25rem .35rem;color:var(--navy);white-space:nowrap}
.header-cta{order:2}
.nav{order:3;width:100%}
.nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.2rem 1.1rem}
.nav a{color:var(--ink);font-weight:600;text-decoration:none;padding:.2rem 0}
.nav a:hover,.nav a[aria-current="page"]{color:var(--navy);text-decoration:underline;text-underline-offset:4px}
@media(max-width:599px){.header-cta{display:none}}
@media(min-width:900px){.nav{order:2;width:auto;margin-left:auto}.header-cta{order:3}}
.hero{position:relative;overflow:hidden;background:linear-gradient(160deg,#1878B3 0%,#0C5E92 100%);color:#fff;padding:clamp(48px,7vw,88px) 0 clamp(110px,12vw,150px)}
.hero::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:clamp(64px,9vw,120px);background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 120' preserveAspectRatio='none'%3E%3Cpath fill='%23EAF4FA' d='M0,70 C260,110 520,110 760,84 C1000,58 1220,44 1440,78 L1440,120 L0,120 Z'/%3E%3C/svg%3E") no-repeat center bottom/100% 100%;pointer-events:none}
.hero h1,.hero .lead,.hero .hero-note{color:#fff}
.hero .btn{border-radius:999px}
.hero .btn-outline{background:transparent;border-color:#fff;color:#fff}
.hero .btn-outline:hover{background:#fff;color:var(--navy)}
.pill{display:inline-flex;align-items:center;gap:.4rem;background:rgba(255,255,255,.2);color:#fff;font-weight:700;font-size:.95rem;padding:.45rem 1rem;border-radius:999px;margin:0 0 1.25rem}
.hero-ph{background:rgba(255,255,255,.12);border:2px dashed #fff;color:#fff;border-radius:50%;aspect-ratio:4/5;max-width:420px;justify-self:center;width:100%}
.split{display:grid;gap:2.5rem;align-items:center}
@media(min-width:860px){.split{grid-template-columns:1.05fr .95fr;gap:4rem}}
.hero .btn-group{margin-top:1.5rem}
.hero-note{font-size:.95rem;color:var(--muted);margin-top:1rem}
.ph{border:2px dashed var(--blue);background:#fff;color:var(--navy);border-radius:12px;display:flex;align-items:center;justify-content:center;text-align:center;padding:1.5rem;font-weight:700;aspect-ratio:4/3;margin:0}
.page-hero{background:var(--sky);padding:clamp(40px,6vw,72px) 0}
.crumbs{font-size:.9rem;margin:0 0 1rem}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.25rem .5rem;padding:0;margin:0}
.crumbs li+li::before{content:"/";margin-right:.5rem;color:var(--muted)}
.trust{background:var(--sky);color:var(--navy);padding:1rem 0 1.5rem}
.trust ul{list-style:none;margin:0 auto;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.trust strong{display:block;font-size:1.5rem;font-weight:800}
@media(min-width:860px){.trust ul{grid-template-columns:repeat(4,1fr)}}
.grid{display:grid;gap:1.25rem;grid-template-columns:1fr}
@media(min-width:620px){.grid.cols-2,.grid.cols-3{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.grid.cols-3{grid-template-columns:repeat(3,1fr)}}
.card{position:relative;border:0;border-radius:20px;padding:1.75rem;background:#fff;box-shadow:0 10px 30px rgba(11,60,93,.08)}
.card p:last-child{margin-bottom:0}
.card h3 a{text-decoration:none}
.card h3 a::after{content:"";position:absolute;inset:0;border-radius:12px}
.card:hover{border-color:var(--blue)}
.reasons{display:grid;gap:2rem;grid-template-columns:1fr}
@media(min-width:760px){.reasons{grid-template-columns:repeat(2,1fr)}}
.reason{border-top:4px solid var(--blue);padding-top:1rem}
.ba{position:relative;aspect-ratio:4/3;border-radius:12px;overflow:hidden;--pos:50%;background:#fff;border:1px solid var(--line)}
.ba-side{position:absolute;inset:0;margin:0;display:flex;align-items:center;justify-content:center;text-align:center;padding:1rem;font-weight:700;color:var(--navy)}
.ba-before{background:#D9DEE2}
.ba-after{background:#CFE8F7;clip-path:inset(0 0 0 var(--pos))}
.ba-line{position:absolute;top:0;bottom:0;left:var(--pos);width:4px;margin-left:-2px;background:#fff;box-shadow:0 0 0 1px rgba(11,60,93,.45);pointer-events:none}
.ba-line::after{content:"";position:absolute;top:50%;left:50%;width:44px;height:44px;margin:-22px 0 0 -22px;border-radius:50%;background:#fff;border:3px solid var(--navy)}
.ba input[type="range"]{position:absolute;inset:0;width:100%;height:100%;margin:0;opacity:0;cursor:ew-resize;z-index:2}
.ba:focus-within{outline:3px solid var(--focus);outline-offset:3px}
.filters{display:flex;flex-wrap:wrap;gap:.5rem;margin:1.5rem 0 2rem}
.filters button{font:inherit;font-weight:700;padding:.5rem 1rem;border-radius:999px;border:2px solid var(--navy);background:#fff;color:var(--navy);cursor:pointer}
.filters button[aria-pressed="true"]{background:var(--navy);color:#fff}
.steps{list-style:none;counter-reset:s;margin:0;padding:0;display:grid;gap:1rem}
.steps li{counter-increment:s;position:relative;padding:1rem 1rem 1rem 4.2rem;border:1px solid var(--line);border-radius:12px;background:#fff}
.steps li::before{content:counter(s);position:absolute;left:1rem;top:1rem;width:2.2rem;height:2.2rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:grid;place-items:center}
.steps li strong{display:block;color:var(--navy)}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{position:relative;padding-left:1.9rem;margin-bottom:.7rem}
.checklist li::before{content:"";position:absolute;left:.1rem;top:.5em;width:.9rem;height:.45rem;border-left:3px solid var(--green);border-bottom:3px solid var(--green);transform:rotate(-45deg)}
details.faq{border-bottom:1px solid var(--line);padding:1rem 0}
details.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}
details.faq p{margin:.75rem 0 0}
.cta-band{background:var(--navy);color:#fff}
.cta-band h2,.cta-band h3{color:#fff}
.cta-band p{color:#fff}
.cta-band a:not(.btn){color:#fff}
.cta-band a:not(.btn):hover{color:#CFE8F7}
.map iframe{width:100%;height:360px;border:0;border-radius:12px}
.form{display:grid;gap:1rem}
.form .row{display:grid;gap:1rem}
@media(min-width:620px){.form .row{grid-template-columns:1fr 1fr}}
.form label,.form legend{font-weight:700;color:var(--navy);display:block;margin-bottom:.35rem;padding:0}
.form input:not([type="checkbox"]):not([type="file"]),.form select,.form textarea{width:100%;font:inherit;padding:.75rem .9rem;border:1px solid #6B7F8E;border-radius:8px;background:#fff;color:var(--ink)}
.form input[type="file"]{font:inherit}
.form textarea{min-height:140px;resize:vertical}
fieldset{border:0;margin:0;padding:0}
.checks{display:grid;gap:.5rem;grid-template-columns:1fr}
@media(min-width:620px){.checks{grid-template-columns:1fr 1fr}}
.checks label{font-weight:600;color:var(--ink);display:flex;gap:.6rem;align-items:center;margin:0;padding:.55rem .75rem;border:1px solid var(--line);border-radius:8px;background:#fff;cursor:pointer}
.checks input,.consent input{width:1.2rem;height:1.2rem;flex:0 0 auto;accent-color:var(--green)}
.consent label{font-weight:400;color:var(--ink);display:flex;gap:.6rem;align-items:flex-start;margin:0}
.hint{font-size:.9rem;color:var(--muted);margin:.25rem 0 0}
.form-status{font-weight:700;color:var(--navy);margin:0}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{margin-bottom:1rem}
.contact-list strong{display:block;color:var(--navy)}
.prose{max-width:46rem}
.prose h2{font-size:1.5rem;margin-top:2rem}
.site-footer{background:var(--navy);color:#fff;padding:3rem 0 1.5rem}
.site-footer a{color:#fff}
.site-footer a:hover{color:#CFE8F7}
.foot-grid{display:grid;gap:2rem}
@media(min-width:760px){.foot-grid{grid-template-columns:2fr 1fr 1fr 1fr}}
.foot-grid h2{font-size:1rem;color:#fff;margin-bottom:.5rem}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{margin-bottom:.4rem}
.link-btn{background:none;border:0;padding:0;color:#fff;text-decoration:underline;font:inherit;cursor:pointer}
.copy{border-top:1px solid rgba(255,255,255,.25);margin-top:2rem;padding-top:1rem;font-size:.9rem}
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:1fr 1fr;gap:.5rem;padding:.5rem;background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 12px rgba(11,60,93,.08)}
.mobile-cta .btn{padding:.8rem .5rem}
@media(min-width:768px){.mobile-cta{display:none}}
.cookie{position:fixed;left:.75rem;right:.75rem;bottom:84px;z-index:70;background:#fff;border:1px solid var(--line);border-radius:12px;padding:1rem;box-shadow:0 8px 24px rgba(11,60,93,.18);display:grid;gap:.75rem}
@media(min-width:768px){.cookie{bottom:1.25rem;left:auto;right:1.25rem;max-width:420px}}
.cookie p{margin:0;font-size:.95rem}
.cookie-actions{display:flex;gap:.5rem;flex-wrap:wrap}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}